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Funding higher education: a straw poll

To anyone who did attend college or university, is attending, or has plans to attend: how did you pay for it, how are you paying for it, or how do you plan to pay for it?
Were you on a full scholarship? Was it largely state-funded? Did you have a steady job, use savings from gift money, or get help from your family?

Edit, 09:40 CST Sat 29 Jan 2006 - I was on a half scholarship via several mostly competitive sources, which I acknowledge now with gratitude:

Tuition at Johns Hopkins University1 went from $14000 per year in 1989-1990, my first year, to $17000 in 1992-1993, my last. I roomed and boarded at home in Severna Park and commuted to Baltimore. My folks ended up paying about $28000 out of $62000 for my tuition, which I repaid during the first 4 of my 5 years of Ph.D. studies (1993-1997).

1 According to the official table, 2005-2006 tuition at JHU was $31620 and 2006-2007 tuition will be $33900. Total tuition for a 4-year degree from Hopkins will run over $140000 starting next year.

Just curious,
Banazir

Comments

( 45 comments — Leave a comment )
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amishlurker
Jan. 29th, 2006 11:32 am (UTC)
The first time around was through scholarship, state aid, and family loan -- which I had to take over and took forever to pay off.

This time it's all financial aid, so I'll be in debt for a long time to come.
kathhazel
Jan. 29th, 2006 11:55 am (UTC)
In the Uk you usually end up taking out Student loans, you end up coming out of Uni with a debt to pay off which, depending on the course, can be anywhere up to £60,000. (I think that is the highest figure I have come across)

Admittedly you do not have to start paying it back until you earn over a certain amount and it is interest free, but is a hell of a lot of money to start out your professional life owing the banks!
thanatos_kalos
Jan. 29th, 2006 12:02 pm (UTC)
for the first few years of undergrad, it was a combination of state and federal funding, plus a few hundred USD of my parents, and a few hundred USD of my own. For the last year of undergrad and all of grad studies, it's been student loans. I'm hoping to get fellowships/grants for the next few years, but...I'm not hopeful.
(Deleted comment)
banazir
Jan. 29th, 2006 04:44 pm (UTC)
Grants and scholarships
Hurrah for outside sources! See the edit above.

So, where are you looking at for Ph.D. studies?

--
Banazir
mrowe
Jan. 29th, 2006 12:17 pm (UTC)
I did it more or less the normal way here: student grant, student loan, some work, some parental assistance.
webbapettigrew
Jan. 29th, 2006 12:38 pm (UTC)
I've funded it all myself, through scholarships, loans and cash on hand.
altamira16
Jan. 29th, 2006 12:43 pm (UTC)
For undergrad, I had a half tuition scholarship with at least one small dollar amount scholarship that I used freshman year. The rest came from parent savings. I think I was given a couple of thousand a year to spend on books and other stuff.

For graduate school, I went to a state school. After a year, I qualified for in-state tuition. I had a research assistantship or some small job most of the time.
yodge
Jan. 29th, 2006 01:48 pm (UTC)
in Sporea it's heavily subsidized so a local student only has to pay about 6 grand a year (for a non-medical course). 1 year (and a bit) of that was paid for by my parents, and then my dad died, leaving me a hunk of insurance money for the rest. So I'm debt free.
prezzey
Jan. 29th, 2006 02:02 pm (UTC)
Here in Hungary, your first degree is state-funded if you can meet the requirements. If your grades are good, you can even get a scholarship to support yourself.

But since my two majors are on two different faculties, I have to pay for the second one. *sigh* But I can more than pay for it since I'm the recipient of several scholarships... most of them quite small, say, the municipality of District VII gives me a small sum every month; but I've also managed to win the Scholarship of the Republic (the most prestigious state scholarship), which pays a lot. (Well, not an extraordinary sum, but my scholarships pay more than what I could ever get at a part-time job. And I do have a part-time job, to add; so I'm not in the rut financially.)
casecob
Jan. 29th, 2006 02:11 pm (UTC)
I'm on a full-tuition dynamic scholarship to Case. As tuition increases, so does my scholarship.

I was chosen to compete for it by the univeristy, and was flown in during my sr. year of high school for several exams and interviews.

At the end of the day, 32 of us went home, and 8 of us got a letter saying "We paid your tuition for you"
mtgat
Jan. 29th, 2006 02:37 pm (UTC)
Scholarships to cover tuition, work-study to cover books and miscelleneous living expenses, parental support for two years to cover room and board, and student loans to cover the last two years of room and board (these I am still paying off over ten years after graduation). Grad school was a matter of securing a teaching assistant position and paying for everything from that. (Fortunately, I lived in southern Missouri, where I could rent a house for $300/mo.)
larksambience
Jan. 29th, 2006 02:51 pm (UTC)
merit-based scholarship 100% of the way.

i make 1800 a year and somehow did not qualify for a pell grant, only financial aid (i.e debt in a package). my lowest gpa was 3.81 and i never take less than 20 credits.

i also work two jobs, and at one point was working 4.
banazir
Jan. 29th, 2006 05:12 pm (UTC)
Holy cow!
20 credits is a lot; I graduated with over 150 credits (close to 160 IIRC), but I took 18 my first semester and never more than about 15 after that.

Kudos to you! You seem very diligent and capable.

I did a little volunteer work in the undergrad lab, a little volunteer tutoring, and a lot of noncredit, unpaid research, though. The sense of esprit de corps at Hopkins was tremendous.

--
Banazir
sperose
Jan. 29th, 2006 03:08 pm (UTC)
as far as undergrad goes, i ended up with a scholarship that i got for having good grades in high school (which wasnt much) and the my folks paid for the rest. for the hopeful graduate school, my parents are paying for the first year and then im on my own--which means loans. ick.
notagordianknot
Jan. 29th, 2006 03:09 pm (UTC)
Two years of tuition were paid by my dad's VA benefits. (I only found out that I was eligible during my last year, and I managed to have the previous year paid retroactively, but I ended up losing out on free tuition my first two years.) Student loans paid for everything else.
discoflamingo
Jan. 29th, 2006 03:33 pm (UTC)
I went to a private college - so I couldn't get any state funding. My parents took out loans for a lot of my college, and I took out loans for the rest. Most of our savings were exhausted paying for the first year of college :-/
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